Citizens Calculator

Compound interest means earning interest on your original amount and on interest added in earlier periods. Use this compound interest calculator to estimate the future value of a one time investment, compare it with simple interest, and view estimated growth year by year. Principal Amount (₹) Enter the amount you plan to invest. Both fields … Read more

A lumpsum investment allows you to invest a single amount instead of making regular contributions through a Systematic Investment Plan (SIP). Use this lumpsum investment calculator to estimate your potential future value, understand your estimated gains, or calculate how much you may need to invest today to reach a financial goal. Project My Investment Find … Read more

Estimate how much life insurance your family may need by considering household expenses, outstanding debts, future goals, existing insurance and available savings. Enter your details to see an estimate that updates automatically. Income Replacement Monthly Household Expenses Needed by Your Family (₹) Enter the monthly amount your family would need for living expenses if your … Read more

Term Insurance Premium Calculator: Estimate Your Cost Explore an illustrative term insurance premium based on your age, desired life cover, policy term and tobacco-use status. Use the result as a starting point before requesting actual quotations from insurers. Important: This calculator uses illustrative assumptions, not verified insurer rates. Its output is not an insurance quotation, … Read more

Find out how inflation may change the cost of future expenses and the purchasing power of money. Enter an amount, an assumed annual inflation rate and a time period to see an estimate that updates automatically. Calculate Future Cost Calculate Today’s Purchasing Power Today’s Amount (₹) ₹0₹1 crore Enter a valid amount greater than zero. … Read more

HRA Calculator FY 2026-27 HRA exemption isn’t a simple percentage – it’s the smallest of three separate numbers, and most people never find out which of the three actually capped their exemption. Enter your salary, HRA, and rent below to see your exact exempt and taxable HRA, and exactly which rule limited it. Monthly Basic … Read more

Leave Encashment Calculator Leave encashment tax exemption isn’t a flat percentage – for private-sector employees, it’s the smallest of four separate numbers. Enter your details below to see your exempt and taxable amount, and exactly which of the four rules limits you. Employee Category Private / Non-Government Central / State Government When Is This Being … Read more

Home Loan Eligibility Calculator Banks don’t lend based on how much house you want – they lend based on how much EMI your income can safely absorb. This calculator uses the same FOIR method Indian banks apply, factors in your existing loans and age, and tells you the maximum home loan you’re realistically likely to … Read more

Health insurance premiums don’t scale the way most people expect – a Rs 1 crore cover often costs only marginally more than a Rs 10 lakh cover for the same person, since claim probability doesn’t rise proportionally with sum insured. This calculator uses that real, non-linear pricing pattern rather than a naive per-lakh multiplication. Policy … Read more

Simple Interest Calculator Simple interest is the most straightforward way money grows or a loan costs – it’s always calculated on your original amount, never on interest you’ve already earned or owed. Enter your numbers below to see the exact interest and total amount. Deposit / Investment Loan Principal Amount (Deposited) Please enter an amount … Read more